Personal Credit Application

Find Out What You Qualify For

Tell us a little about yourself and we’ll find the lenders and approval tier that fit you, plus a realistic payment range on the cars you want. One application instead of applying at every dealership, and no commitment to move forward. Know your numbers before you shop.

Pre-qualification application

Encrypted and sent only to our leasing team. Takes about 5 minutes.

About you
Where you live
Employment & income
Vehicle & documents
Driver’s license and insurance card. JPG, PNG, HEIC or PDF, up to 5 files, 10 MB each, 20 MB total.
Authorization

Google reviews

What my clients say.

5.0

26 reviews on Google, as of Nov 8, 2026 · Read them all on Google

Google

Really happy with my experience! He made the whole process so easy and helped me get a great deal on my car. Super friendly, honest, and always available to answer my questions. Everything went smoothly and I’m really happy with how it all worked out. Would definitely recommend him to anyone looking for a car!

Dana S.View this review on Google
Google

Absolutely amazing experience with Arthur Lease Deals! Everything was so fast, smooth, and completely stress-free from beginning to end. The service was truly top-notch — professional, attentive, and incredibly helpful. I felt taken care of throughout the entire process and couldn’t be happier with the experience. I highly recommend Arthur Lease Deals to everyone looking for excellent service and a hassle-free experience!

yevgeniya O.View this review on Google
Google

Art is the best to get your new car from hands down. He's trustworthy, honest and gets the best deals! He made the process of shopping for a new car so easy. I got the car I needed and wanted and even delivered to my driveway. I'll never use anyone else and I'll always recommend him!

Solid C.View this review on Google
Google

Want your dream car, call Arthur! I got my dream car within 24 hours. No sitting at the dealer and waiting for hours, no stress. LIKE ZERO STRESS. Customer service 100 out of 10! He will listen and give you best advice on a purchase. Financial questions were resolved with ZERO STRESS. If you are looking for Phenomenal experience on getting a new vehicle ( Finance or Lease) Do not go anywhere else. Just call Arthur. =) I really appreciate everything you did in my situation. Thank You so much. Highly Recommend.

Anastasiya S.View this review on Google
Google

My friend highly recommended Arthur, as she and her family have trusted him for years and always had amazing experiences. Since I had never bought or leased a car before, I honestly felt overwhelmed and had no idea where to start.

I reached out to Arthur, and we quickly set up a time to meet within a few days. After I explained my goals and budget, he had some excellent suggestions ready. We went to a few locations and test-drove SUVs that perfectly fit my budget. The entire process was seamless! We completely skipped the typical dealership waiting periods and never had to deal with high-pressure sales tactics or aggressive upgrade pitches.

Once we found the perfect SUV, Arthur walked me through the paperwork, which took just minutes. A few hours later, I was driving my new car home that very same day. This was an easy, incredible experience from start to finish. I would recommend Arthur to any friend or family member without hesitation. Thank you so much!!

Jennifer B.View this review on Google
Google

Arthur makes leasing a car incredibly easy! I can tell him the exact brand, model, trim, and features I want, and he’ll find it for me at the best pricing available. He’s extremely knowledgeable, always knows about current monthly deals, and makes the whole process simple. Every car I’ve leased through him has even been delivered right to my house within 24 hours. I wouldn’t lease any other way!

Danielle P.View this review on Google

See all 26 reviews on Google

FAQ

Questions, answered.

Don’t see yours? Call +1 (267) 216-6659. We’re happy to walk through your situation.

What paperwork is required for leasing?

Typically a valid driver’s license, proof of income (recent pay stubs or tax returns), proof of insurance, and a completed Credit Application. We walk you through every document step by step so nothing catches you off guard.

Do I need insurance to lease a car?

Yes. Full-coverage auto insurance is typically required for leasing. We’ll walk you through coverage minimums and help you understand what your lessor expects before you sign.

Can I lease a car with zero money down in PA, NJ and DE?

Yes. Zero down lease deals are available on many makes and models across PA, NJ and DE. $0 down available — your exact signing amount is in your quote. With a zero down lease you put nothing toward the price of the car; ask us which $0 down deals are available right now.

What are my options at the end of a car lease?

You typically have three options: return the vehicle and lease something new, buy the car at the pre-agreed residual value, or extend your current lease month-to-month. We help you compare mileage overages, wear charges and timing so you make the right call.

Can I get out of a car lease early?

Early termination is possible but usually comes with fees: remaining payments, a termination fee and sometimes disposition charges. Your options include transferring the lease, buying the vehicle out early, or working with us to negotiate an exit. Call us and we’ll review your lease terms to find the least costly path.

Do you charge for delivery?

No. We deliver anywhere in Pennsylvania, New Jersey and Delaware at no extra charge, to your home or your office.

Is $0 down the same as $0 due at signing?

No. $0 down means you put no money toward the price of the car. You still pay the first month, fees, registration and taxes at signing unless they are rolled into the payment. Every special on our site shows the exact amount due at signing next to the payment.

What credit score do I need to lease a car?

The best advertised lease payments usually need top-tier credit, often a score around 720 or higher. Drivers with lower scores can often still lease, sometimes with a different program, a higher rate or a security deposit. Our secure Credit Application shows where you stand.

How does free delivery work?

Once you are approved and the car is ready, we schedule a time and bring it to your home or office anywhere in PA, NJ or DE. Most paperwork can be signed electronically ahead of time, and we can take back your current lease on the same visit.

Which brands do you lease?

We lease most major brands, from Toyota, Honda, Hyundai and Mazda to BMW, Mercedes-Benz, Lexus and Porsche. Browse every make and model on our site, or ask for one you don’t see.

Are the payments on your site the real price?

Yes. Each special comes from an actual lease worksheet and shows the monthly payment, term, mileage and total due at signing, with the fine print underneath. Payments are shown before tax.

Call now Text Arthur Get a quote